Types of ATE Insurance Cover

Case Funding Limited is a leading insurance provider and underwriter of after the event legal expenses insurance (ATE Insurance). We provide our clients with total peace of mind when needing cover, as our policies are simple to understand, very cost effective and can be tailored to your client's specific requirements.
Personal Injury & RTA (ATE Insurance)
Protect your client from the very start at the touch of a button. Enquire about our simple Delegated Authority ATE Insurance Scheme
Commercial & Civil Disputes
Competitive ATE Insurance quotes will be obtained for you and, as you might expect, will often be based on the facts of each individual case
Insolvency and Bankruptcy
Talk to us if you are instructed in relation to a debt action of any type including insolvency or other company related matters.
Libel and Defamation Claims
Our in house support can provide assistance to help present a complex case to insurers ensuring attractive premiums with early settlement discount.
Clinical Negligence Claims
Case Funding can quickly provide an ATE Insurance quote, irrespective of whether you are a member of the Law Society Panel or AvmA
Financial Mis-selling Claims
Mis-sold Payment Protection Insurance is big business and if you need to litigate to obtain a justified refund, a bespoke ATE Insurance policy is available for your client.

Consumer Information

Information for a prospective client retaining a solicitor on a CFA otherwise known as a No Win, No Fee Agreement

It should always be the case, in the view of Case Funding Limited, that if you are able to engage a solicitor who will work for you on what is known as a 'no win - no fee' basis, the terms of which will be set out in a Conditional Fee Agreement (CFA) and if any financial risks which might ever flow form your instructions to that solicitor under the CFA are indemnified through an After The Event Insurance (ATE Insurance) policy by an ATE insurance provider who is covered by the Financial Services Compensation Scheme, then, it seems to us that it must be all but impossible for you to ever incur any personal financial loss as a consequence of the commencement of your claim as long as your are compliant with the requirements of any conditions imposed upon you within both the terms of the CFA and the After The Event (ATE Insurance) policy (Always ensure you have a copy of each).

The conditions which are most likely to be imposed upon you by the After The Event (ATE Insurance) Policy would most likely relate to honesty and to continuing co-operation in the progress of your claim and if in any doubt you should contact your solicitor or insurance provider.

After The Event Insurance (ATE Insurance) cover should be obtained at the outset of a case if for no other reasons than, at this point, the ATE Insurance provider regard the risk of loss as being at a minimum and, in many cases, ATE Insurance premiums can be offered in a 'stepped' form only increasing as the case progresses but reducing costs overall.

Many solicitors do not request ATE Insurance cover at the outset of a case, seeking cover only after liability or other issues of dispute arise.

This is effectively 'case speccing' which is in breach of the FSA SCOPE Regulations and is seen as 'self insuring' ; actively discouraged by the Solicitors Regulation Authority (SRA).

Applications for After The Event Insurance (ATE Insurance) cover on your case can be simply submitted by your solicitor on-line via our website online portal; there should be no need at all for a barrister to become involved at the start of a case as the prospects of success are in the first instance a matter of judgement for the solicitor making the application and, as long as they are in the region of 60% (preferably as high as justifiably possible), quotes for ATE Insurance cover can be obtained from a variety of ATE Insurance providers based on the on-line ATE Insurance application only - certain additional documents may always be called for dependant upon the type and content of the application submitted.

Alan Burdett, Solicitor (non practising) and Managing Directors of Case Funding Limited says,"The regulator needs to ensure and enforce solicitors to inform clients in clear English about what After The Event Insurance (ATE Insurance) is and how it will protect the claimant. Too many cases are discontinued because the claim is too far down the line to enable us to obtain a quote resulting in the client being let down."

Alan Burdett can be contacted by email alan.burdett@casefunds.co.uk